Take the guess work out of a homeowners insurance claim with our Home Inventory Checklist! Download your free copy, and make sure you’re prepared for severe weather, theft, and other unexpected events.Īfter taking your home inventory, it’s a good idea to talk to your insurance agent and make sure you have the right levels of coverage based on the value of items in your home. Attach them to your personal property inventory list. The value of your possessions determine the value of your insurance premiums, and your premiums determine the amount of coverage you receive. Your renters insurance will cover the cost of replacing your belonging if you live in a rental apartment or condominium when disaster strike or loss of property due to theft. It can be valuable when you need to file a claim. A home inventory checklist will your insurance company estimate the amount of your insurance coverage and premium when taking out renters insurance. In the event of a covered loss, you’ll need to be able to recall everything you own, each item’s value and when you purchased it. A home inventory is a list of all your personal possessions along with their approximate financial value. Your valuables and other belongings may be damaged or destroyed as well. Storms, fire, theft, and other unexpected disasters don’t just affect your home. DO YOU HAVE THE RIGHT HOMEOWNERS INSURANCE COVERAGE?
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